@import url("https://fonts.googleapis.com/css2?family=Noto+Sans+Devanagari:wght@400;500;600;700;800&family=Poppins:wght@500;600;700;800&display=swap");
:root{--navy:#0b1f3a;--navy2:#0e2547;--blue:#174c80;--gold:#c99a2e;--gold2:#e0b649;--bg:#f7f9fc;--text:#182230;--muted:#ffd45a;--line:#e3e8ee;--shadow:0 14px 38px rgba(11,31,58,.10);--shadow-lg:0 22px 55px rgba(11,31,58,.16);--radius:16px}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Noto Sans Devanagari",system-ui,sans-serif;color:var(--text);line-height:1.7;background:#fff}
a{text-decoration:none;color:inherit}
img{max-width:100%}
.container{width:min(1120px,92%);margin:auto}

/* ===== Announcement bar (editable anytime from /admin.html) ===== */
.announcement-bar{position:relative;background:linear-gradient(90deg,var(--navy),var(--navy2) 55%,var(--navy));color:#fff;font-size:.86rem;font-weight:600;z-index:60;display:none}
.announcement-bar.is-visible{display:block}
.announcement-bar .container{display:flex;align-items:center;gap:10px;padding:9px 0;min-height:20px}
.announcement-bar .ab-icon{flex:0 0 auto;font-size:1rem}
.announcement-bar .ab-text{flex:1 1 auto;min-width:0}
.announcement-bar .ab-text a{color:#ffe9ad;text-decoration:underline;font-weight:800}
.announcement-bar .ab-close{flex:0 0 auto;background:rgba(255,255,255,.14);border:0;color:#fff;width:24px;height:24px;border-radius:50%;cursor:pointer;font-size:.85rem;line-height:1;display:flex;align-items:center;justify-content:center}
.announcement-bar .ab-close:hover{background:rgba(255,255,255,.28)}
.announcement-bar.ab-gold{background:linear-gradient(90deg,#8a6a1e,var(--gold) 55%,#8a6a1e)}

/* ===== Header / Nav ===== */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}
.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.brand{display:flex;align-items:center;min-width:0}
.brand-logo{height:55px;width:auto;display:block;object-fit:contain}
.nav-links{display:flex;gap:4px;align-items:center;justify-content:flex-end;flex-wrap:wrap}
.nav-links a{padding:8px 10px;border-radius:9px;font-size:.9rem;color:#ffd45a;transition:background .15s,color .15s}
.nav-links a:hover,.nav-links a.active{background:#edf3f8;color:var(--navy);font-weight:700}
.nav-cta{background:var(--gold)!important;color:#fff!important;font-weight:800!important;margin-left:6px}
.nav-cta:hover{background:#b5872a!important;color:#fff!important}
.menu-btn{display:none;border:0;border-radius:10px;background:#edf3f8;color:var(--navy);padding:9px 12px;font-size:1.1rem;cursor:pointer}

/* ===== Mobile quick-access tabs (always visible, no need to open the menu) ===== */
.quick-tabs{display:none}
@media(max-width:900px){
  .quick-tabs{display:flex;gap:8px;padding:10px 4%;background:#fff;border-bottom:1px solid var(--line);position:sticky;top:76px;z-index:45}
  .quick-tabs a{flex:1;text-align:center;padding:10px 6px;border-radius:10px;font-size:.84rem;font-weight:800;border:1px solid var(--line)}
  .quick-tabs a.qt-women{background:#fff0f6;color:#a3316b;border-color:#f6cfe0}
  .quick-tabs a.qt-agent{background:#eef4ff;color:#1f4f8a;border-color:#cddcf3}
}

/* ===== Hero ===== */
.hero{background:radial-gradient(circle at 85% 15%,rgba(201,154,46,.18),transparent 30%),linear-gradient(135deg,#f7fafc,#edf3f8);padding:70px 0}
.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:40px;align-items:center}
h1,h2,h3{color:var(--navy);line-height:1.25}
h1{font-size:clamp(2.1rem,5vw,4rem);margin:16px 0}
h2{font-size:clamp(1.7rem,4vw,2.6rem)}
.hero p{font-size:1.08rem;color:#ffd45a}
.kicker{display:inline-block;background:#fff3d2;color:#805d10;border:1px solid #f0d99a;padding:5px 12px;border-radius:999px;font-weight:700;font-size:.84rem}
.actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;border-radius:11px;padding:11px 17px;font-weight:800;border:1px solid transparent;cursor:pointer;transition:transform .15s,box-shadow .15s,background .15s;font-size:.98rem}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy2);box-shadow:0 10px 22px rgba(11,31,58,.28)}
.btn-gold{background:linear-gradient(135deg,var(--gold2),var(--gold));color:#fff}
.btn-gold:hover{box-shadow:0 10px 22px rgba(201,154,46,.35)}
.btn-outline{background:#fff;border-color:#cbd5df;color:var(--navy)}
.btn-outline:hover{border-color:var(--navy)}
.btn-sm{padding:8px 13px;font-size:.85rem;border-radius:9px}
.hero-card,.card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px;box-shadow:var(--shadow)}
.profile-photo{width:100%;height:auto;max-height:560px;object-fit:contain;object-position:center top;border-radius:16px;display:block;background:#fff}

/* ===== Trust strip ===== */
.trust-strip{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}
.trust-chip{display:flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 14px;font-size:.85rem;font-weight:700;color:var(--navy);box-shadow:0 6px 16px rgba(11,31,58,.06)}
.trust-chip .ic{font-size:1rem}

/* ===== Sections ===== */
.section{padding:68px 0}
.section.alt{background:#f7f3e8}
.section.tint{background:var(--bg)}
.section-head{max-width:760px;margin-bottom:28px}
.section-head p,.card p{color:var(--muted)}
.grid{display:grid;gap:20px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.card{transition:transform .18s,box-shadow .18s}
.card.hoverable:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.page-hero{padding:54px 0;background:linear-gradient(135deg,#f6f8fb,#edf3f8);border-bottom:1px solid var(--line)}
.page-hero h1{margin:8px 0}
.breadcrumb{color:#738093;font-size:.9rem}
.icon{font-size:1.7rem}
.badge{display:inline-block;padding:5px 10px;border-radius:999px;background:#edf4fb;color:#23527d;font-size:.82rem;font-weight:700}
.feature-list{list-style:none;padding:0;margin:18px 0}
.feature-list li{padding:9px 0;border-bottom:1px dashed #dfe5eb}
.highlight{border-left:5px solid var(--gold);background:#fff9eb;padding:15px 18px;border-radius:0 12px 12px 0;margin:18px 0}

/* ===== Stats ===== */
.stat-card{text-align:center;background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px 14px;box-shadow:var(--shadow)}
.stat-card .stat-num{font-family:Poppins,sans-serif;font-weight:800;font-size:clamp(1.5rem,3vw,2.1rem);color:var(--navy)}
.stat-card .stat-label{color:var(--muted);font-size:.86rem;margin-top:4px}

/* ===== Testimonials (home preview) ===== */
.testi-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px;box-shadow:var(--shadow)}
.testi-stars{color:var(--gold);letter-spacing:2px;font-size:.95rem}
.testi-name{font-weight:800;color:var(--navy);margin-top:8px}
.testi-text{color:var(--muted);margin-top:4px;white-space:pre-wrap}

/* ===== Forms ===== */
.form-card{max-width:860px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}
label{display:block;font-weight:700;color:#ffd45a;margin-bottom:5px}
input,select,textarea{width:100%;padding:11px 12px;border:1px solid #cdd6df;border-radius:10px;font:inherit;font-weight:700;color:#000;background:#fff;transition:border-color .15s,box-shadow .15s}
input::placeholder,textarea::placeholder{color:#333;font-weight:700;opacity:1}
.feedback-item .feedback-text{color:#1456a0;font-weight:700}
.survey-form{max-width:900px;margin:0 auto}
.survey-form .form-grid{gap:18px}
.survey-form input,.survey-form select,.survey-form textarea{color:#000;font-weight:700}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(23,76,128,.14)}
textarea{min-height:120px;resize:vertical}
.full{grid-column:1/-1}
.radio-row{display:flex;gap:14px;flex-wrap:wrap}
.radio-row label{font-weight:500}
.radio-row input{width:auto}
.notice{background:#f3f7fa;border:1px solid #dfe6ed;border-radius:11px;padding:13px;color:#ffd45a}
.small{font-size:.85rem;color:#748093}
.cta{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;border-radius:22px;padding:32px}
.cta h2{color:#fff}
.cta p{color:#d9e4ef}

/* ===== Footer ===== */
footer{background:var(--navy);color:#d8e3ed;padding:40px 0 18px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:25px}
footer h3{color:#fff}
footer a{color:#d8e3ed;transition:color .15s}
footer a:hover{color:var(--gold2)}
.footer-social{display:flex;gap:10px;margin-top:12px}
.footer-social a{width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,.08);display:flex;align-items:center;justify-content:center;font-size:1rem}
.footer-social a:hover{background:rgba(255,255,255,.18)}
.copyright{border-top:1px solid rgba(255,255,255,.13);margin-top:25px;padding-top:15px;font-size:.83rem;color:#aebdca}

/* ===== Floating contact buttons ===== */
.float-actions{position:fixed;right:18px;bottom:22px;z-index:55;display:flex;flex-direction:column;gap:12px;align-items:flex-end}
.float-btn{width:54px;height:54px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1.5rem;box-shadow:0 10px 26px rgba(0,0,0,.22);border:2px solid #fff;transition:transform .15s}
.float-btn:hover{transform:translateY(-3px) scale(1.04)}
.float-whatsapp{background:#25d366;color:#fff}
.float-call{background:var(--navy);color:#fff}
.mobile-cta-bar{display:none}
@media(max-width:900px){
  .mobile-cta-bar{display:grid;grid-template-columns:1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:56;box-shadow:0 -8px 24px rgba(0,0,0,.14)}
  .mobile-cta-bar a{display:flex;align-items:center;justify-content:center;gap:8px;padding:13px 8px;font-weight:800;font-size:.92rem}
  .mobile-cta-bar .m-call{background:var(--navy);color:#fff}
  .mobile-cta-bar .m-whatsapp{background:#25d366;color:#fff}
  body{padding-bottom:54px}
  .float-actions{bottom:70px}
}

/* ===== Form submission and public feedback ===== */
.form-status{display:none;margin-top:16px;padding:14px 16px;border-radius:10px;font-weight:700;line-height:1.5}
.form-status.success{display:block;background:#eaf8ee;border:1px solid #7bc88b}
.form-status.error{display:block;background:#fff0f0;border:1px solid #e59a9a}
.feedback-list{display:grid;gap:14px}
.feedback-item{padding:16px;border:1px solid #e3e8ef;border-radius:12px;background:#fff}
.feedback-item .feedback-meta{font-weight:700;margin-bottom:6px}
.feedback-item .feedback-text{white-space:pre-wrap;line-height:1.6}
.feedback-item .feedback-date{font-size:.82rem;opacity:.7;margin-top:8px}
.loading{opacity:.7}

.home-top-banner{background:#f6f9fc;padding:0}
.home-top-banner .container{max-width:1500px;padding:0}
.home-top-banner img{display:block;width:100%;height:auto;max-height:620px;object-fit:cover}
.page-hero-image{padding-bottom:28px}
.page-banner-image{display:block;width:100%;max-height:520px;object-fit:cover;border-radius:18px;margin:20px 0 22px;box-shadow:0 10px 30px rgba(0,0,0,.12)}
.admin-table-wrap{overflow:auto}
.admin-table{width:100%;border-collapse:collapse;min-width:760px}
.admin-table th,.admin-table td{padding:10px;border-bottom:1px solid #ddd;text-align:left;vertical-align:top}
.admin-table th{background:#f2f6fb}
.admin-card{margin-top:20px}
.admin-controls{display:flex;gap:10px;flex-wrap:wrap;align-items:end}
.admin-controls input{max-width:360px}
.status-pill{display:inline-block;padding:4px 8px;border-radius:999px;background:#eaf4ff}
.toggle-row{display:flex;align-items:center;gap:8px;font-weight:700;color:#ffd45a}
.toggle-row input{width:auto}

/* ===== Responsive ===== */
@media(max-width:900px){
  .menu-btn{display:block}
  .nav-links{display:none;position:absolute;top:75px;left:4%;right:4%;background:#fff;border:1px solid var(--line);border-radius:14px;padding:9px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}
  .nav-links.open{display:flex}
  .hero-grid,.grid-3,.grid-4,.footer-grid{grid-template-columns:1fr}
}
@media(max-width:650px){
  .brand-logo{height:48px}
  .hero,.section{padding:50px 0}
  .form-grid,.grid-2{grid-template-columns:1fr}
  .full{grid-column:auto}
  h1{font-size:2.2rem}
  .float-actions{right:12px}
  .float-btn{width:48px;height:48px;font-size:1.3rem}
}

/* Homepage banners: contained in a framed layout so full artwork stays visible */
.home-slider{position:relative;width:calc(100% - 32px);max-width:1240px;margin:18px auto 24px;padding:12px;overflow:hidden;background:linear-gradient(135deg,#f5f7fb,#e8edf4);border:1px solid #dce3ec;border-radius:20px;box-shadow:0 8px 26px rgba(11,31,58,.10);isolation:isolate}
.home-slide{display:none;width:100%;line-height:0}
.home-slide.is-active{display:block;animation:slideFade .45s ease}
.home-slide a{display:flex;align-items:center;justify-content:center;width:100%;overflow:hidden;border-radius:12px;background:#fff}
.home-slide img{display:block;width:100%;height:clamp(190px,32vw,430px);object-fit:contain;object-position:center;background:#fff}
.retirement-slide img{object-fit:contain;object-position:center}
.slider-arrow{position:absolute;top:50%;transform:translateY(-50%);z-index:2;border:2px solid rgba(255,255,255,.9);border-radius:50%;width:46px;height:46px;background:rgba(11,31,58,.82);color:#fff;font-size:2rem;line-height:1;cursor:pointer;box-shadow:0 2px 10px rgba(0,0,0,.18)}
.slider-prev{left:22px}.slider-next{right:22px}
.slider-dots{position:absolute;left:50%;bottom:19px;transform:translateX(-50%);display:flex;gap:10px;z-index:3;padding:7px 12px;background:rgba(11,31,58,.72);border-radius:30px}
.slider-dot{width:12px;height:12px;border-radius:50%;border:2px solid #fff;background:transparent;padding:0;cursor:pointer}
.slider-dot.is-active{background:#f4c542;border-color:#f4c542}
@keyframes slideFade{from{opacity:.55}to{opacity:1}}
@media(max-width:600px){.home-slider{width:calc(100% - 24px);margin:12px auto 18px;padding:6px;border-radius:14px}.home-slide a{border-radius:9px}.home-slide img{height:auto;max-height:260px;min-height:150px;object-fit:contain}.slider-arrow{width:34px;height:34px;font-size:1.4rem}.slider-prev{left:10px}.slider-next{right:10px}.slider-dots{bottom:11px;padding:5px 9px;gap:7px}.slider-dot{width:10px;height:10px}}
@media(prefers-reduced-motion:reduce){.home-slide.is-active{animation:none}}

/* Awards gallery: directly after the homepage banner */
.awards-section{padding:26px 0 38px;background:linear-gradient(180deg,#fffaf0,#fff)}.awards-head{text-align:center;margin:0 auto 18px}.awards-head h2{margin:0 0 8px;font-size:clamp(1.6rem,3vw,2.35rem)}.awards-head p{margin:0;color:#ffd45a}.awards-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}.award-card{overflow:hidden;border:1px solid #ead9ac;border-radius:15px;background:#fff;box-shadow:0 8px 24px rgba(11,31,58,.09)}.award-card img{display:block;width:100%;height:270px;object-fit:cover;object-position:center top}.award-card .award-caption{padding:12px 12px 14px;text-align:center}.award-card h3{font-size:1rem;margin:0 0 4px;color:#0b1f3a}.award-card p{margin:0;color:#ffd45a;font-size:.88rem}@media(max-width:900px){.awards-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.award-card img{height:240px}}@media(max-width:480px){.awards-grid{gap:10px}.award-card img{height:190px}.award-card .award-caption{padding:9px 7px}.award-card h3{font-size:.9rem}.award-card p{font-size:.8rem}}
/* Insurance Suitability Datasheet form */
.form-section-title{margin:24px 0 12px;padding:10px 14px;border-left:4px solid var(--gold);background:#fff8e6;border-radius:8px;font-size:1.12rem}.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.field-grid>div{min-width:0}.field-grid label,.datasheet-form label{display:block;font-weight:700;margin:8px 0 5px}.datasheet-form input,.datasheet-form select,.datasheet-form textarea{width:100%;padding:11px;border:1px solid #ccd5df;border-radius:9px;font:inherit;background:#fff}.datasheet-form textarea{min-height:82px}.family-table{width:100%;border-collapse:collapse;margin:10px 0}.family-table th,.family-table td{border:1px solid #dbe1e8;padding:7px;text-align:left}.family-table input,.family-table select{min-width:0;width:100%;padding:8px;border:1px solid #ccd5df;border-radius:7px}.form-note{padding:12px;background:#f3f7fb;border-radius:9px;color:#4d5c6d;font-size:.9rem}.datasheet-actions{display:flex;gap:10px;flex-wrap:wrap;margin:20px 0}.signature-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}@media(max-width:650px){.field-grid{grid-template-columns:1fr}.family-table{font-size:.8rem}.family-table th,.family-table td{padding:4px}.family-table input,.family-table select{padding:5px}.signature-row{grid-template-columns:1fr}}@media print{.site-header,.announcement-bar,.quick-tabs,.page-hero,.datasheet-actions,footer,.form-note{display:none!important}.card{box-shadow:none;border:0}.container{width:100%}body{font-size:11pt}.datasheet-form input,.datasheet-form select,.datasheet-form textarea{border:0;border-bottom:1px solid #aaa;border-radius:0;padding:4px}.form-section-title{break-after:avoid}}

/* Homepage advisor quote */
.advisor-quote{padding:26px 0 28px;background:linear-gradient(180deg,#f5f8fc,#fffaf0)}
.advisor-quote-card{position:relative;max-width:1050px;margin:0 auto;padding:26px clamp(18px,4vw,48px);text-align:center;background:#fff;border:1px solid #ead9ac;border-radius:18px;box-shadow:0 9px 28px rgba(11,31,58,.09);overflow:hidden}
.advisor-quote-card:before{content:"";position:absolute;inset:0 auto 0 0;width:5px;background:linear-gradient(180deg,#c99a2e,#0b1f3a)}
.advisor-quote-mark{display:block;height:36px;color:#c99a2e;font-family:Georgia,serif;font-size:4rem;line-height:1}
.advisor-quote-card p{margin:6px auto 16px;max-width:900px;color:#0b1f3a;font-size:clamp(1.12rem,2.25vw,1.7rem);font-weight:700;line-height:1.65}
.advisor-quote-divider{width:86px;height:3px;margin:0 auto 12px;border-radius:3px;background:#c99a2e}
.advisor-quote-card strong{display:block;color:#0b1f3a;font-size:1.15rem}
.advisor-quote-title{display:block;margin-top:3px;color:#ffd45a;font-size:.94rem}
@media(max-width:480px){.advisor-quote{padding:18px 0}.advisor-quote-card{padding:20px 16px}.advisor-quote-card p{line-height:1.55}}

/* Children Higher Education Planning banner */
.education-square-banner{display:block;width:min(100%,680px);height:auto;aspect-ratio:1/1;object-fit:contain;margin:1.5rem auto;border-radius:18px;box-shadow:0 12px 32px rgba(11,31,58,.14)}
.retirement-message{max-width:950px;margin:0 auto 2rem;line-height:1.85;font-size:1.06rem}.retirement-message h2,.retirement-message h3{color:#0b1f3a}.retirement-message .highlight{font-weight:700;color:#946b10}


/* Attractive visual navigation cards on homepage */
.home-goal-section{padding:54px 0 62px;background:linear-gradient(180deg,#f5f8fc 0%,#fff 100%);border-top:1px solid #e6edf5;border-bottom:1px solid #e6edf5}
.home-goals-heading{text-align:center;max-width:820px;margin:0 auto 28px}
.home-goals-kicker{display:inline-flex;align-items:center;gap:7px;padding:7px 13px;border-radius:999px;background:#fff3cf;border:1px solid #f0d88d;color:#77560b;font-weight:800;font-size:.88rem;letter-spacing:.01em}
.home-goals-heading h2{margin:13px 0 8px;font-size:clamp(1.8rem,3.5vw,2.55rem);color:#0b1f3a}
.home-goals-heading p{margin:0;color:#596779;font-size:1.04rem;line-height:1.7}
.home-goal-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;align-items:stretch}
.home-goal-card{display:flex;flex-direction:column;min-width:0;overflow:hidden;position:relative;text-decoration:none!important;color:#17263a;background:#fff;border:1px solid #e1e7ef;border-radius:20px;box-shadow:0 8px 25px rgba(11,31,58,.08);transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease}
.home-goal-card:hover,.home-goal-card:focus-visible{transform:translateY(-6px);box-shadow:0 18px 38px rgba(11,31,58,.16);border-color:#d3b35a;outline:none}
.home-goal-image{height:178px;background:#eaf0f7;overflow:hidden;position:relative;display:flex;align-items:center;justify-content:center}
.home-goal-image img{display:block;width:100%;height:100%;object-fit:cover;transition:transform .35s ease}
.home-goal-card:hover .home-goal-image img{transform:scale(1.04)}
.goal-education .home-goal-image img{object-fit:cover;object-position:center}
.goal-retirement .home-goal-image img{object-position:center}
.home-goal-copy{padding:20px 21px 21px;display:flex;flex-direction:column;align-items:flex-start;flex:1}
.home-goal-icon{display:inline-flex;align-items:center;justify-content:center;width:45px;height:45px;margin-top:-42px;margin-bottom:12px;position:relative;border-radius:14px;background:#fff;border:1px solid #e7edf4;box-shadow:0 5px 16px rgba(11,31,58,.12);font-size:1.45rem}
.home-goal-copy h3{margin:0 0 9px;color:#0b1f3a;font-size:1.17rem;line-height:1.4}
.home-goal-copy p{margin:0 0 18px;color:#5b6878;line-height:1.65;font-size:.96rem}
.home-goal-link{margin-top:auto;display:flex;align-items:center;gap:8px;color:#8a650e;font-weight:800;border-top:1px solid #edf0f4;padding-top:13px;width:100%}
.home-goal-link b{font-size:1.2rem;transition:transform .18s ease}.home-goal-card:hover .home-goal-link b{transform:translateX(4px)}
.goal-family{border-top:4px solid #c99a2e}.goal-education{border-top:4px solid #e3a1b6}.goal-retirement{border-top:4px solid #4c8aa7}.goal-women{border-top:4px solid #cc8bb0}.goal-agent{border-top:4px solid #6a8cce}.goal-suitability{border-top:4px solid #6ca78b}
.goal-suitability-art{gap:12px;flex-direction:column;background:radial-gradient(circle at top right,#fbe8a6 0,transparent 35%),linear-gradient(135deg,#0b1f3a,#214b76);color:#fff;font-size:1rem;font-weight:900;letter-spacing:.1em;text-align:center}.goal-suitability-art span:first-child{font-size:3.2rem;line-height:1}
@media(max-width:1000px){.home-goal-cards{grid-template-columns:repeat(2,minmax(0,1fr));gap:17px}.home-goal-image{height:165px}}
@media(max-width:600px){.home-goal-section{padding:38px 0 44px}.home-goal-cards{grid-template-columns:1fr;gap:16px}.home-goal-card{display:grid;grid-template-columns:38% 62%;min-height:160px;border-radius:16px}.home-goal-image{height:100%;min-height:160px}.home-goal-image img{object-fit:cover}.home-goal-copy{padding:15px 14px;min-width:0}.home-goal-icon{width:36px;height:36px;margin-top:-32px;margin-bottom:9px;border-radius:11px;font-size:1.15rem}.home-goal-copy h3{font-size:1rem;overflow-wrap:anywhere}.home-goal-copy p{font-size:.86rem;line-height:1.5;margin-bottom:12px}.home-goal-link{font-size:.86rem;padding-top:9px}.goal-suitability-art{font-size:.75rem;letter-spacing:.05em}.goal-suitability-art span:first-child{font-size:2.6rem}}
@media(prefers-reduced-motion:reduce){.home-goal-card,.home-goal-image img,.home-goal-link b{transition:none}}

/* Final navigation correction: priority planning tabs on every page; recruitment tabs only on Home content. */
.priority-planning-tabs{display:flex;gap:10px;align-items:stretch;justify-content:center;flex-wrap:wrap;padding:12px 18px;background:#f7f8fa;border-bottom:1px solid #e4e7eb;}
.priority-planning-tabs a{display:flex;align-items:center;justify-content:center;min-height:48px;padding:10px 16px;border:1px solid #d8dce3;border-radius:14px;background:#fff;color:#17304f;text-decoration:none;font-weight:700;text-align:center;flex:1 1 190px;max-width:340px;}
.priority-planning-tabs a:hover,.priority-planning-tabs a:focus{background:#eef4fb;border-color:#aabbd1;}
/* Do not show Women Empowerment or Agent Recruitment in the top navigation. */
.site-header .nav-links a[href="women-empowerment.html"],.site-header .nav-links a[href="join-team.html"]{display:none!important;}
@media(max-width:700px){.priority-planning-tabs{gap:6px;padding:9px 8px}.priority-planning-tabs a{font-size:13px;min-height:44px;padding:8px 9px;flex:1 1 28%;}}


/* Accessibility update: larger, easier-to-read typography site-wide */
html{font-size:18px}
body{font-size:1rem;line-height:1.8}
.nav-links a{font-size:1rem;padding:9px 10px}
.priority-planning-tabs a{font-size:1rem;line-height:1.45}
.announcement-bar{font-size:1rem}
.hero p,.section-head p,.card p,.page-content p,.content p{font-size:1.08rem;line-height:1.85}
.kicker,.badge,.breadcrumb,.trust-chip,.stat-card .stat-label{font-size:.95rem}
.btn{font-size:1.05rem}
input,select,textarea,button{font:inherit}
input,select,textarea{font-size:1rem;line-height:1.5;padding:12px}
label{font-size:1rem;line-height:1.6}
.feature-list li{font-size:1.05rem;line-height:1.8}
.home-goals-heading p{font-size:1.12rem}
.home-goal-copy h3{font-size:1.28rem}
.home-goal-copy p{font-size:1.05rem;line-height:1.75}
.home-goal-link{font-size:1.02rem}
.award-caption p{font-size:1rem;line-height:1.7}
@media(max-width:900px){
 html{font-size:17px}
 .nav-links a{font-size:1rem}
 .priority-planning-tabs a{font-size:.95rem;padding:10px 8px}
 .quick-tabs a{font-size:.95rem}
}
@media(max-width:600px){
 html{font-size:17px}
 body{line-height:1.8}
 h1{font-size:clamp(1.9rem,8vw,2.5rem)}
 h2{font-size:clamp(1.55rem,6.5vw,2rem)}
 h3{font-size:1.22rem}
 .home-goal-copy h3{font-size:1.08rem}
 .home-goal-copy p{font-size:.96rem;line-height:1.65}
 .home-goal-link{font-size:.95rem}
 .btn{font-size:1rem}
}


/* Corporate bilingual redesign */
.language-switch{display:flex;align-items:center;gap:7px;white-space:nowrap;border:1px solid #dbe2ea;border-radius:999px;padding:5px 8px;background:#f8fafc;margin-left:auto;flex-shrink:0}
.language-label{font-size:.65rem;letter-spacing:.08em;color:#687487;font-weight:800}
.language-switch button{border:0;background:transparent;color:var(--navy);font-weight:800;font-size:.78rem;padding:5px 7px;border-radius:7px;cursor:pointer}
.language-switch button[aria-pressed="true"]{background:var(--navy);color:#fff}
.language-divider{color:#a0a8b4}
.career-menu{position:relative;color:#ffd45a;font-size:.9rem}
.career-menu summary{cursor:pointer;list-style:none;padding:8px 10px;border-radius:9px;font-weight:700}
.career-menu summary::-webkit-details-marker{display:none}
.career-menu[open] summary,.career-menu summary:hover{background:#edf3f8;color:var(--navy)}
.career-submenu{position:absolute;top:100%;right:0;min-width:210px;padding:8px;background:white;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow);display:grid;gap:4px;z-index:70}
.career-submenu a{display:block;padding:10px;border-radius:8px;font-weight:700}
.career-submenu a:hover{background:#f2f5f8}
.corporate-hero{padding:48px 0 42px;background:linear-gradient(120deg,#f6f8fb 0%,#fff 55%,#f8f5eb 100%);border-bottom:1px solid #e6eaf0}
.corporate-hero-grid{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(270px,.75fr);gap:52px;align-items:center}
.corporate-hero-copy h1{font-family:Poppins,system-ui,sans-serif;color:var(--navy);font-size:clamp(2.1rem,4vw,3.55rem);line-height:1.14;letter-spacing:-.035em;margin:14px 0 18px;max-width:760px}
.eyebrow{font-size:.78rem;font-weight:800;letter-spacing:.12em;color:#9a741d;text-transform:uppercase}
.corporate-hero-copy p{font-size:1.05rem;max-width:760px;color:#475467}
.corporate-hero-copy .hero-hi{font-weight:700;color:#263b56}
.corporate-hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:24px 0}
.corporate-trust-points{display:flex;gap:10px 18px;flex-wrap:wrap;color:#435269;font-size:.85rem;font-weight:700}
.corporate-hero-photo{position:relative;max-width:390px;justify-self:center;width:100%;padding:14px;background:#fff;border:1px solid #e4e8ee;border-radius:24px;box-shadow:0 24px 65px rgba(11,31,58,.13)}
.corporate-hero-photo img{width:100%;height:auto;max-height:520px;aspect-ratio:4/5;object-fit:contain;object-position:center top;border-radius:15px;display:block;background:#fff}
.photo-caption{display:flex;flex-direction:column;padding:13px 8px 3px;color:var(--navy)}
.photo-caption strong{font-size:1.1rem}.photo-caption span{font-size:.86rem;color:#ffd45a}
.home-about-section{padding:54px 0;background:#fff}
.home-about-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:34px;align-items:center}
.home-about-grid h2{font-size:clamp(1.6rem,3vw,2.3rem);line-height:1.25;color:var(--navy);margin:10px 0 16px}
.home-about-panel{padding:26px;background:linear-gradient(145deg,#0b1f3a,#17385d);color:#fff;border-radius:18px;box-shadow:var(--shadow)}
.home-about-panel h3{color:#f0c85e;margin:0 0 4px}.home-about-panel p{margin:0 0 20px}.home-about-panel p:last-child{margin-bottom:0}
.method-steps{padding-left:24px}.method-steps li{margin:0 0 12px;padding-left:4px}
.copyright{line-height:1.6}
@media(max-width:1050px){.nav{flex-wrap:wrap;padding:10px 0}.nav-links{justify-content:center}.language-switch{margin-left:0}.corporate-hero-grid{gap:28px}}
@media(max-width:760px){.nav{gap:8px}.language-switch{order:2;margin-left:auto}.menu-btn{order:3}.nav-links{order:4;top:100%;max-height:75vh;overflow:auto}.career-menu{width:100%}.career-submenu{position:static;box-shadow:none;margin:4px 0 4px 12px}.corporate-hero{padding:30px 0}.corporate-hero-grid,.home-about-grid{grid-template-columns:1fr}.corporate-hero-photo{max-width:310px;order:-1}.corporate-hero-photo img{height:320px}.corporate-hero-copy h1{font-size:2.25rem}.corporate-trust-points{display:grid;gap:7px}}

@media(min-width:761px){.nav{flex-wrap:wrap;padding:10px 0 8px}.brand{flex:1 1 auto}.nav-links{flex:1 0 100%;justify-content:center;gap:3px}.nav-links a{font-size:.84rem;padding:8px 9px}.career-menu{font-size:.84rem}.language-switch{margin-left:12px}.menu-btn{display:none}}

/* Bilingual selector: clearly visible on desktop and mobile */
.language-switch{display:flex;align-items:center;gap:7px;flex-shrink:0;padding:7px 10px;border:2px solid var(--gold);border-radius:12px;background:#fffdf7;font-weight:800;box-shadow:0 3px 10px rgba(11,31,58,.08)}
.language-label{font-size:.72rem;color:var(--navy);font-weight:900;letter-spacing:.04em}
.language-switch button{border:0;background:transparent;color:var(--navy);font-weight:900;font-size:.92rem;padding:5px 7px;border-radius:7px;cursor:pointer}
.language-switch button[aria-pressed="true"]{background:var(--navy);color:#fff}
.language-divider{color:var(--gold);font-weight:900}
@media(max-width:900px){.nav{flex-wrap:wrap;padding:8px 0}.language-switch{order:2;margin-left:auto}.language-label{display:none}.menu-btn{order:3}.brand{order:1}.nav-links{order:4;width:100%}}


/* Final mobile overflow guard */
html,body{max-width:100%;overflow-x:hidden} img,video,iframe{max-width:100%;height:auto} .container{min-width:0} .corporate-hero-grid,.home-about-grid{min-width:0} @media(max-width:760px){.corporate-hero-grid,.home-about-grid{grid-template-columns:minmax(0,1fr);gap:24px}.corporate-hero-photo{max-width:340px}.corporate-hero{padding:30px 0}.card{min-width:0;max-width:100%}}


/* ===== Corporate Navy & Gold finish ===== */
:root{
 --navy:#071a33; --navy2:#0b2a50; --blue:#153e68;
 --gold:#d5a62e; --gold2:#f0c94d; --bg:#071a33;
 --text:#f5f7fb; --muted:#d0d8e4; --line:#d5a62e;
 --shadow:0 14px 38px rgba(0,0,0,.24); --shadow-lg:0 22px 55px rgba(0,0,0,.32);
}
html,body{max-width:100%;overflow-x:hidden}
body{background:var(--navy);color:#f5f7fb}
main, .site-main, .page-content, .content-wrap{background:var(--navy)}
.site-header{background:#fff;border-bottom:3px solid var(--gold);color:var(--navy)}
.nav-links a{color:var(--navy)}
.nav-links a:hover,.nav-links a.active{background:var(--navy);color:#fff;border:1px solid var(--gold)}
.menu-btn{border:1px solid var(--gold);background:var(--navy);color:#fff}
.quick-tabs{background:var(--navy);border-bottom:2px solid var(--gold)}
.quick-tabs a{border:1px solid var(--gold)!important;background:#0b2a50!important;color:#fff!important}
.hero,.page-hero,.section,.section.alt,.section.tint{
 background:var(--navy)!important;color:#f5f7fb;border-bottom:1px solid rgba(213,166,46,.5)
}
.hero{border-top:3px solid var(--gold);border-bottom:3px solid var(--gold)}
.page-hero{border-bottom:3px solid var(--gold)}
h1,h2,h3,h4{color:var(--gold2)}
p,li,label,.breadcrumb,.hero p,.section-head p{color:#edf2f8}
.hero-card,.card,.form-card,.contact-card,.service-card,.feature-card,.panel,.faq-item{
 background:#fff!important;color:#17263a!important;border:2px solid var(--gold)!important;
 box-shadow:0 12px 30px rgba(0,0,0,.22);border-radius:16px
}
.card p,.hero-card p,.card li,.hero-card li,.card label,.form-card label{color:#253449}
.card h1,.card h2,.card h3,.hero-card h1,.hero-card h2,.hero-card h3{color:var(--navy)}
.profile-photo{object-fit:contain;object-position:center top;background:#fff;border:3px solid var(--gold);border-radius:14px;max-height:620px}
.kicker{background:#fff4cf;color:#071a33;border:2px solid var(--gold)}
.btn-primary{background:var(--navy);color:#fff;border:2px solid var(--gold)}
.btn-gold{background:var(--gold2);color:var(--navy);border:2px solid var(--gold)}
.btn-outline{background:#fff;color:var(--navy);border:2px solid var(--gold)}
input,select,textarea{max-width:100%;border:1px solid #b9c5d3;border-radius:8px}
footer,.site-footer{background:#041126!important;color:#fff;border-top:3px solid var(--gold)}
footer a,.site-footer a{color:#f0c94d}
hr{border:0;border-top:1px solid var(--gold)}
img,video,iframe{max-width:100%}
.container,.hero-grid,.grid,.nav{min-width:0}
@media(max-width:900px){
 .hero{padding:34px 0}
 .hero-grid,.grid-2,.grid-3,.grid-4{grid-template-columns:minmax(0,1fr)!important}
 .hero-card,.card{padding:18px}
 .profile-photo{max-height:520px;width:100%;height:auto}
 .nav{flex-wrap:wrap}
}
@media(max-width:560px){
 .section{padding:42px 0}
 .page-hero{padding:34px 0}
 h1{font-size:clamp(1.8rem,8vw,2.6rem)}
 h2{font-size:clamp(1.45rem,6vw,2rem)}
 .container{width:92%}
}

/* Oct 23 updates: readable text, blue public feedback, survey form */
.corporate-hero-copy p,.section p,.card p{color:#26384b}
.feedback-item .feedback-text{color:#1456a0 !important;font-weight:700}


/* Retirement video and the single reflection message */
.retirement-video-section{padding-top:clamp(24px,4vw,48px);padding-bottom:clamp(18px,3vw,32px)}
.retirement-video-wrap{max-width:1000px;margin:0 auto;border:3px solid #d5ad36;border-radius:14px;overflow:hidden;background:#07172c;box-shadow:0 10px 28px rgba(0,0,0,.18)}
.retirement-future-video{display:block;width:100%;max-height:75vh;aspect-ratio:16/9;object-fit:contain;background:#07172c}
.retirement-video-message{max-width:1000px;margin:20px auto 0;padding:18px 22px;border:2px solid #d5ad36;border-radius:10px;background:#0b1f3a;color:#fff;text-align:center;font-size:clamp(1.1rem,2.3vw,1.55rem);font-weight:700;line-height:1.75}

/* Life Insurance, My View home-page card */
.life-insurance-view-art{min-height:210px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:10px;text-align:center;background:radial-gradient(circle at 75% 20%,#f9df91 0,transparent 28%),linear-gradient(135deg,#071d3c 0%,#124d82 55%,#e5b844 100%);color:#fff;padding:22px;box-sizing:border-box;border-bottom:3px solid #e8bd4e;}
.life-view-art-icon{font-size:54px;line-height:1.1;filter:drop-shadow(0 3px 3px rgba(0,0,0,.25));}
.life-view-art-title{font-size:clamp(25px,3vw,36px);font-weight:900;color:#ffdc70;text-shadow:0 2px 2px rgba(0,0,0,.4);}
.life-view-art-subtitle{font-size:15px;font-weight:700;line-height:1.5;color:#fff;}


/* FINAL ACCESSIBILITY PATCH — improve paragraph readability on light backgrounds */
body { color: #10243a; }
main p, .section p, .section.alt p, .section.tint p, .home-about-section p, .corporate-hero-copy p, .advisor-quote p, .content-card p, .page-content p, .prose p, main li { color: #ffd45a; opacity: 1; }
main h1, main h2, main h3, main h4 { opacity: 1; }
/* Keep intentional white/light text legible on dark panels */
.cta p, .home-about-panel p, .home-about-panel li, .advisor-quote-card p, .life-view-art p, .life-view-art-subtitle, .hero p, .page-hero p, footer p, footer a, .site-footer p, .site-footer a { color: #f5f7fa; opacity: 1; }
/* Avoid near-white paragraph text on white cards */
main .home-about-grid p, main .advisor-quote-card p:not(.dark-panel-text) { color: #ffd45a; opacity: 1; }


/* 25 Oct 2026 visibility and media fixes */
.award-card img { background:#f4f7fb; }
.award-card img:not([src]) { display:none; }
.retirement-video-wrap video { display:block; width:100%; height:auto; min-height:220px; background:#07172c; }
.retirement-video-message { color:#ffffff !important; opacity:1 !important; font-weight:700; font-size:clamp(1.1rem,2.2vw,1.55rem); line-height:1.8; text-align:center; padding:22px 26px; background:#102b4c; border:2px solid #d5ad36; border-radius:12px; }
.retirement-video-section p, .retirement-video-section label { opacity:1; }
.retirement-video-section > .container > p:not(.retirement-video-message) { color:#f1f5f9 !important; }
/* Ensure ordinary home-page copy is readable on white backgrounds */
.corporate-hero-copy p, .about-copy p, .section-intro, .goal-card p, .award-caption p { color:#465568; opacity:1; }


/* 25 Oct: FIX advisor quote text contrast (white card on light background) */
.advisor-quote-card { background:#ffffff !important; color:#10243a !important; }
.advisor-quote-card p { color:#ffd45a !important; opacity:1 !important; visibility:visible !important; -webkit-text-fill-color:#ffd45a !important; }
.advisor-quote-card strong { color:#10243a !important; opacity:1 !important; }
.advisor-quote-card .advisor-quote-title { color:#526174 !important; opacity:1 !important; }
.advisor-quote-card .advisor-quote-mark { color:#c39a2e !important; opacity:1 !important; }
.advisor-quote-card * { text-shadow:none; }
/* Keep text readable in cards and light sections */
main .card p, main .content-card p, main .goal-card p, main .award-caption p, main .section-intro { color:#ffd45a !important; opacity:1 !important; -webkit-text-fill-color:#ffd45a; }


/* Retirement page readability fix: ensure text contrasts against navy backgrounds and white cards. */
body:has(.retirement-video-section) .section-head h2 { color:#ffd45a !important; opacity:1 !important; -webkit-text-fill-color:#ffd45a !important; }
body:has(.retirement-video-section) .section-head p { color:#f5f7fa !important; opacity:1 !important; -webkit-text-fill-color:#f5f7fa !important; }
body:has(.retirement-video-section) .question-block, body:has(.retirement-video-section) .form-card { color:#17263a; }
body:has(.retirement-video-section) .question-block > label, body:has(.retirement-video-section) .form-card label, body:has(.retirement-video-section) .form-card .small-note { color:#17263a !important; opacity:1 !important; -webkit-text-fill-color:#17263a !important; }
body:has(.retirement-video-section) .form-card h3 { color:#0b1f3a !important; opacity:1 !important; }
body:has(.retirement-video-section) .retirement-video-message { color:#ffffff !important; opacity:1 !important; -webkit-text-fill-color:#ffffff !important; }


/* Requested accessibility/brand adjustment: muted gray copy uses brand yellow. */
.small, .muted, .text-muted, .form-hint, .help-text, .caption, .text-secondary, small { color: #ffd45a !important; }